Jerry Feth
Senior Farm Specialist | Mortgage Agent, Level 2
M08004346
Simcoe Office: 490 Norfolk St S, Simcoe, ON N3Y 2X5
About Me:
With a wealth of experience spanning over 25 years in finance and banking, Jerry is an accomplished professional dedicated to the needs of farm, rural, agri-business, and commercial clients. Growing up on a farm in Norfolk County, Ontario, he has a genuine passion for agriculture that drives his commitment to his clients. This deep-rooted understanding of the industry allows Jerry to create personalized financing and mortgage solutions that meet the specific needs of farmers, both large and small. Whether you need to finance an expansion, overcome financial challenges, or seek strategic advice on growth and succession planning, Jerry can provide the expert guidance to obtain your financial goals.
My Services:
- Alternative Farm Financing: Short-term solutions for a return to conventional financing.
- Farm Equity Release Programs: Leverage your farms equity to secure your future.
- Agricultural Operation, Commercial & Residential Mortgages: Full access to 35 lenders for financing options on most property types
- Farm Finance Consulting and Succession Planning: Balancing your business success with planned continuity for your operation.
- Onsite Farm Service: You’ve got a busy schedule so let’s meet at your kitchen table.
FLC Mortgage Products
Agricultural Operation
Zoned: Commercial / Ag
Fixed 1-10 years
Our Commercial Agricultural product nurtures growth. Our customized financial solutions for every farm and business stage. No matter if you are a family sized farm looking to expand operations or a seasoned agribusiness owner looking to invest in cutting-edge technology, we have the financial options to help you thrive. Farm Lending Canada’s mandate is to keep farmers farming and transition back to conventional financing.
Small Commercial
Zoned: Rural / Ag
Fixed 1-5 years
This flexible mortgage is ideal for strong borrowers purchasing or refinancing mixed-use properties—like small farms, retail spaces, or mechanic shops. As long as the zoning fits, we can make it work. It follows conventional debt servicing but skips the stress test, making it a great fit for clients with solid financials who don’t quite fit traditional lending models. Offer your clients common-sense financing for unique properties.
Hobby Farms / Rural Res
Zoned: Rural / Ag
Fixed 1-5 years
The Farm Lending Canada Hobby Farms / Rural Residential product recognizes that Canadians often like to live in more rural settings and have access to storage and hobby facilities on their own property. This mortgage is for borrowers who want the fresh clean air of a rural setting and the full value of all that fresh air and storage space included when calculating Loan to Value.
UNLOCK THE BENEFITS. SMART WAYS TO UTILIZE THIS PROGRAM!
Customizable Solutions for Farm Owners
Farmers can access equity from their farm land and receive funds in the amount they desire in one lump-sum, monthly / quarterly, or a combination of lump-sum and installments.
 | Farm Succession | Equalized Estate Planning Strategies |
 | Early Inheritance | Early payment to non-farming heirs (Education, Housing, Business Ventures) |
 | Emergency Life Event | Reduced income, surviving spouse needing to re-qualify for revolving credit |
 | Geopolitical Risks | War, Trade Wars, blockades, sanctions, political polarization |
 | Non-Agricultural Investment | Generate Farm to Family Income or Business Opportunity |
 | Legacy Liquidity | One spouse buying the marital home from the other |
 | Fund Expansion Pre-Stabilization | Land, New Verticals |
 | Crisis Management | Orderly/Methodical Resolution (avoid forced/distressed sale of assets) |
 | Business and tax Planning | Provide flexibility in timing/execution of business and land transaction |
 | Financial Support | Support for farm family matriarchs and patriarchs |
 | Bridge Financing | Traditional Bridge Financing Scenarios (Expansion,Transfers, Consolidation, Upgrades…) |
 | Lifestyle Decision | Decisions based on values, priorities, and aspirations rather than urgent financial hardship. |